Strictly commercial and business finance
What does your business need funding for?
Choose the business outcome first. We will use your answers to direct the enquiry to a possible commercial finance pathway for review.
We partner with selected leading commercial finance providers to facilitate efficient enquiry handling and prompt turnaround. Timing depends on the completeness of the information provided and the provider's assessment. No approval or timeframe is guaranteed.
Step 1 of 4 Your business need
Connect Australia Pty Ltd
Talk with us about your business finance needs
If you would prefer to discuss your enquiry before completing the form, contact us directly. We can help clarify the commercial purpose of the enquiry, gather the initial information and introduce it to selected business finance providers for consideration.
Suite 5, 6-8 Pacific Highway
St Leonards NSW 2065, Australia
Direct contact
- Landline: 02 9557 6219
- Mobile: 0433 622 504
- WhatsApp: Message us
- Email: connect@connectaustralia.com.au
Commercial finance pathways
Business finance products we can help you explore
Different business needs call for different funding structures. These summaries provide a starting point; suitability, terms and approval remain subject to assessment by the relevant finance provider.
Asset Finance
Funding for business vehicles, plant, machinery, tools and equipment. Options may be available for new, used or imported assets, depending on the asset, business history and provider criteria.
Learn about asset financeBusiness Loans
A one-off commercial funding amount that may assist with operating expenses, a new project, expansion, marketing, stock or another defined business purpose.
Learn about business loansInvoice Finance
A working-capital facility connected to eligible unpaid business invoices. It may help a business access part of the value of approved invoices before its customers pay.
Learn about invoice financeLine of Credit
A reusable commercial facility that can provide access to working capital when required. It may suit recurring, seasonal or less predictable business cash-flow needs.
Learn about lines of creditTrade Finance: Import and Export Goods
Short-term funding designed to help eligible businesses pay Australian or overseas suppliers for finished goods. It can help bridge the timing gap between ordering, receiving and selling stock.
Learn about trade financeBusiness ATO and Debt Finance
Commercial funding or refinancing options that may help address eligible business ATO liabilities, consolidate commercial debts or manage an urgent business creditor position.
Learn about business debt financeConnect Australia provides business-finance enquiry support and introductions. We do not provide consumer or personal finance. Finance availability, limits, pricing, security requirements and turnaround times depend on the provider’s assessment. No approval or timeframe is guaranteed.
Real people. Practical application support.
Business finance help for Australian company directors
Has a bank or lender declined your business finance application? A refusal can leave a director unsure what information was missing, which commercial finance pathway may fit the actual business need, or who will take the time to understand the full position.
At Connect Australia, you can speak directly with a real person. We help company directors and business owners organise their initial enquiry, work through forms, explain the commercial purpose, review the business plan or proposal and prepare the information for a possible introduction to a selected commercial finance provider.
We can meet at our St Leonards office, speak by telephone or video, and consider a visit to your business premises by prior arrangement. The objective is simple: understand your business, its journey and what the funding is intended to achieve before an enquiry is presented.
Meet in St LeonardsSuite 5, 6-8 Pacific Highway, St Leonards NSW 2065
Speak directlyTelephone, email, WhatsApp or video discussion with our team
Business visit by arrangementOn-site discussions may be considered depending on location and scope
Personal business finance assistance
More than an online form and an automatic lending decision
Directors often need a person who will listen, ask sensible questions and help organise the commercial story behind the numbers. Our role is administrative enquiry support and provider introduction, not consumer-credit or financial advice.
Speak to a real person
Discuss what happened, why the business needs funding and what outcome you are trying to achieve. You are not left to navigate an automated process alone.
Help organising forms
We help identify unanswered questions, organise the initial information and work through the administrative parts of a commercial finance enquiry with you.
Meet face to face
Meet at our St Leonards office to discuss the business, its history and the proposed funding purpose. Video and telephone appointments are also available.
Review the plan and purpose
We review the business plan, proposal or funding objective at a high level so the initial enquiry accurately describes what the funds are intended to support.
Consider different finance types
The business need may point towards asset finance, trade finance, invoice finance, a line of credit, working capital, debt refinancing or another commercial facility.
Support through the journey
We remain available to clarify administrative questions, coordinate requested information and help maintain communication during the provider’s assessment process.
After a refusal
Declined business loan or commercial finance application?
A previous decline does not establish that another provider will approve finance. It does mean the next enquiry should be considered carefully, with a clear funding purpose and accurate information.
We take time to understand the refusal, the present business position and what may need to be clarified before any possible referral.
Information worth considering before another enquiry
- The reason provided by the bank or previous lender.
- The amount required and the precise commercial purpose.
- Trading history, revenue pattern and current cash-flow position.
- Existing business loans, ATO liabilities and other commitments.
- Available business records, forecasts, contracts or purchase documents.
- Any deadline involving a supplier, asset purchase, contract or creditor.
How our business finance enquiry works
A clear, personal process for company directors
The initial form takes approximately two to three minutes. You can then discuss the enquiry directly with Connect Australia before any provider receives further information.
Tell us the business need
Select the funding purpose and provide basic business and contact information.
Speak with our team
We contact you to understand the request, timing and important background.
Organise the enquiry
We help structure the information and identify what a provider may request next.
Consider an introduction
With your prior consent, the enquiry may be introduced to a selected commercial finance provider for independent assessment.
Business finance questions
Frequently asked questions from directors seeking finance
Can you help after my bank declined my business finance application?
Yes. We can discuss the reason given, help organise the initial information and consider whether the commercial purpose may be suitable for referral to a selected provider. A previous refusal does not prevent an enquiry, but it also does not mean another application will be approved.
Can I speak to a real person about business finance?
Yes. You can speak directly with Connect Australia by telephone, email, WhatsApp or video. We believe a proper conversation can reveal the business purpose, background and practical issues that an online form may not capture.
Do you help company directors complete commercial finance forms?
We provide administrative assistance with the initial enquiry and help organise information requested during the referral process. The director remains responsible for ensuring every statement and document is complete, current and accurate.
Can we meet in person to discuss the business?
Yes. Meetings can be arranged at our St Leonards office. A visit to your business premises may also be considered by prior arrangement, depending on location, availability and the agreed scope.
Can you review my business plan before a finance enquiry?
We can review the plan or proposal at a high level to understand the business, the funding purpose and whether the initial enquiry explains the request clearly. This is not financial, investment, legal or tax advice.
What types of business finance can be explored?
Possible pathways include business loans, working capital, asset and equipment finance, invoice finance, lines of credit, trade finance for domestic or overseas goods, commercial debt refinancing and funding enquiries involving eligible business ATO liabilities.
Does Connect Australia guarantee finance approval?
No. Connect Australia is not the lender and cannot approve or guarantee finance. Every enquiry remains subject to the provider’s eligibility requirements, credit assessment, terms, pricing, security requirements and final decision.
Is this service available for personal or consumer finance?
No. This enquiry service is strictly for business and commercial purposes. It is not available for personal, household or domestic borrowing, home loans or residential property investment finance.
Connect Australia information and next steps
Connect Australia provides commercial finance enquiry support, administrative assistance and provider introductions. We are not a lender and do not provide consumer credit, financial product advice, legal advice or tax advice. Any finance remains subject to the independent provider’s assessment and approval. No outcome, rate or timeframe is guaranteed.